Broker Check

Providing what plan sponsors need and 401(k) participants want.

  • Turnkey compliance for plan sponsors.

  • Individual investment advice for 401(k) participants.

  • Fiduciary advice for both.

Plan Sponsor Considerations

Plan Design

Design elements impact every aspect of your plan—from investments and recordkeeping to compliance and communication. We understand one overlooked design flaw can cause unnecessary difficulties later.

We often see avoidable roadblocks in existing plans we are asked to review. That’s why it is extremely important to partner with a specialty firm whose expertise can produce maximum satisfaction for sponsor and participant alike.

Investment Analysis

ASC partners with John Hancock to help navigate fiduciary responsibilities and enhance opportunities for participants through systematic, quantitative, and qualitative investment analysis.

The FundCheck is a continuous process and analysis conducted at numerous points throughout the year. Every investment is evaluated and assigned an overall rating, based on a score by JHMS, and a determination is made as to whether it continues to meet its value proposition. The funds are re-evaluated based on their performance, return, style consistency, and qualitative manager characteristics. Platform changes, including mergers and replacements, are typically made on an annual basis in the fall.

Fiduciary Compliance

Surprisingly, many companies do not know their fiduciary responsibilities under the law. To gain perspective, they reach out to 401(k) Advisors for specific directions on how to guard against troublesome and costly liabilities.

We help maintain plan sponsor compliance with the DOL, IRS, and other regulatory bodies. As a Registered Investment Advisor, we become your co-fiduciary as it relates to the selection and monitoring of Investments, while providing ERISA 404(a), 404(c), and other compliance related services to reduce your exposure.

For ASC, Best Practice is more than aspirational. We practice a high standard of performance and pass this vigilance onto clients. At a time when the regulatory environment is predicted to grow in complexity, ASC delivers innovative services and solutions that can bring your company peace of mind.

Contact Our Plan Specialists Today